Educational information, not individual advice
This website is an educational resource. Nothing here is personalized investment, insurance, legal, accounting, or tax advice. The site does not assess a reader’s finances, residence status, objectives, or actual contract. Obtain appropriately qualified advice before buying, changing, transferring, or surrendering an annuity, or choosing a tax or reporting position.
No product offers or outcome promises
The site does not issue policies, accept funds, arrange transactions, provide quotations, or identify a “best” provider. It does not promise returns, a universal tax exemption, blanket creditor protection, or a particular claims outcome. A contract’s obligations, limitations, and relevant legal treatment need to be examined directly.
Words such as “offshore,” “Swiss,” and “private” identify research topics; they are not quality certifications. In particular, “tax-free annuities” is treated as a claim requiring specific verification rather than a product benefit implied by geography.
Jurisdiction and source limits
U.S. tax and information-reporting material is labeled as such. It is not a universal rule for readers elsewhere. FINMA references provide Swiss regulatory context without endorsing a provider or resolving cross-border eligibility. The source library states what each reference supports and what it does not establish.
No affiliation with, approval by, or sponsorship from a referenced authority is implied. The site does not use regulator logos as trust badges or present source links as evidence of professional credentials.
Illustrations and comparisons
Images are editorial illustrations, not photographs of a particular provider or policyholder. Numerical examples are hypothetical unless expressly identified otherwise. They do not present live rates, quotations, or forecasts. Comparison worksheets organize questions; they are not a substitute for a suitability analysis.
Read the editorial policy for the handling of sources and send specific corrections through the contact page.